• Any and all information provided by CareerTime (“we,” “us,” “our,” “my,” “me,” or “I”) on careertime.com (“Site” or “Website”) is for general informational and educational purposes only.

    This Disclaimer, along with the Terms of Use and Privacy Policy, governs and controls your access to and use of careertime.com, including any and all services, content, and functionality offered on or through our Website at careertime.com.

    We provided all the information and content on our Website in good faith. However, we do not make any warranties of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on our Site.

    We are not liable to you at any time for any loss or damage you may have experienced or incurred as a result of the use of our Site or reliance on any information provided on our Site. Your access and use of our Site and reliance on any information on the Site is completely at your own risk.

    1. PROFESSIONAL DISCLAIMER

    Our Site cannot and does not contain any legal, medical, tax, financial, health, or any other professional advice. All of the information provided on our Site is for general informational and educational purposes ONLY. You should NOT take any information on our Site as a substitute for professional advice. Before taking action based on any such information, we encourage you to consult with the appropriate professionals.

    Your access to, use of, and reliance on any information provided on our Site is solely at your own risk.

    2. DISCLAIMER FOR EXTERNAL LINKS

    From time to time, our Site may contain links to other external websites and third parties. Moreover, we may have ads and banners on our Website that contain external links in them to third-party websites, products, and companies. We do not check, control, validate, monitor, or investigate such links for accuracy, adequacy, validity, reliability, availability, or completeness. We do not warrant, endorse, guarantee, or assume responsibility for any information or product offered by third-party websites. If you choose to click on links and be taken to an external website belonging to a third party, then you and only you are responsible and liable for your actions should you suffer or incur any harm or loss.

    3. WE MAKE NO GUARANTEES

    You acknowledge and agree that our Company and Website have not made any guarantees about the results of taking any action. Regardless of whether a product or service is recommended, we absolutely do not make any guarantees as to the results. You understand and agree that what works for one person might not work for another person. Moreover, results are dependent on many different factors, and we cannot make any guarantees. Whether you will succeed or fail is ultimately dependent on your own efforts, your particular situation, and numerous other circumstances that are beyond our control.

    4. AFFILIATE DISCLOSURE

    Our Website may contain links to affiliate websites. When and if you click on an affiliate link and make a purchase through that link, we will receive commission for any purchases made by you on the affiliate website using such links. Purchases you make through our affiliate links are at no additional cost to you. This means you will pay the same price for the purchase as everyone else.

    Whenever we include an affiliate link on a page or post, we will let you know in advance so that you are aware that if you choose to click on the link and make a purchase, then we will receive a commission from that purchase.

    5. TESTIMONIAL DISCLOSURE

    Our Site may contain testimonials by actual users of our products and/or services. These testimonials reflect the actual user’s true and own opinions and experiences. We do not pay or manipulate these testimonials. They appear on our Website verbatim as given to us by the users, except for the correction of grammar or typing errors.

    However, you agree and understand that the experiences are personal to those particular users, and these experiences may not be representative of everyone’s experience with that product and/or service. Your individual results may vary.

    CONTACT US

    We welcome you to contact us if you have any questions, concerns, or comments regarding the terms in this agreement.

    Careertime.com

    hello@careertime.com

    203-387-8489

    EFFECTIVE AS OF March 10, 2023

  • These Terms of Use agreement are entered into by and between You and CareerTime (hereafter “Website”, “Site”, “Company”, “I”, “We”, “Me”, “My” “Us”, “Our”) for the purpose of having access to and using CareerTime’s digital course library (hereafter, “online courses”, “Courses”, “Programs”) hosted on CareerTime.com.

    AGREEMENT TO THE TERMS OF USE

    These Terms of Use constitute a legally binding agreement between You and Company concerning your access to and use of the online courses located on CareerTime.com as well as any other application, media channel or tool related to the Courses.

    You understand, acknowledge and accept that by accessing and using these Courses, you are bound by all of these Terms of Use. By using the Courses or by clicking to accept or agree to the Terms of Use when this option is made expressly available to you, you accept and agree to be bound and abide by these Terms of Use. If you do not abide by all terms, then you are obligated to stop the use of the online courses, your access will be denied, and you will no longer have any authority or license to use these online courses.

    PRIVACY POLICY

    Your access and use of these online courses also signifies your acquiescence and agreement to our Privacy Policy. The Privacy Policy governs our process of collecting information and data and outlines how and for what purpose we use such data. Our Privacy Policy governs both your use and access to our Website and to our Courses. If you do not agree with the entirety of our Privacy Policy, do not access/use our Website, and do not purchase our Courses.

    The Website and these Courses are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Website.

    If you do not agree with all these Terms of Use, then you must not access the Website, these Courses or click on any links or use the Website and Courses in any way.

    DISCLAIMER

    Your use of and access to our online courses is subject to Our Disclaimer. The Disclaimer informs users and visitors of the Website and online course of various limitations regarding the information provided on the Website.

    Aside from regular Disclaimer covering our Website limitations, affiliations, and product use, this particular Disclaimer section complements our Website Disclaimer by adding certain specific clauses to cover categories regarding our online courses. By agreeing to the Terms of Use, you’re also acknowledging and agreeing with the Website Disclaimer and this additional Disclaimer section.

    The Courses Provide No Guarantees

    When you access and use our courses, you acknowledge, understand and agree that We do not promise any guarantees or typical results.

    Each individual’s results will vary. The results are dependent on various factors. What one person will accomplish from these Courses is not representative of what you will achieve from them. You accept that We, our Website, and Online Courses are not making any guarantees, and your access and use of these Courses is an act of acknowledging and understanding fully that your results may vary.

    Do not take these Courses if you’re doing so with an expectation to earn a set outcome similar to a case study subject or another person who took the courses previously.

    Third-Party Affiliates and Sponsors

    Our online courses may make product and software recommendations during the duration of the Courses. It may be possible that we are affiliated with those Third-Party companies. This means that if you make any purchase, subscribe for a service or rent any equipment through our links, then we will get a small commission at no extra expense to you. If a link is an affiliate link, you will know about it, because we will clearly say so.

    Regardless of whether we are affiliated or partnered with any Third-Party companies or products, we will never recommend a product or service that we don’t believe and like. However, you acknowledge, agree and accept that we are not liable for any Third-Party products or services, and do not have any responsibility as to your access, use and opinion of the product/service.

    CONTENT FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

    Any downloads, articles, and resources provided in the Courses and through the CareerTime platform are solely provided for educational and informational purposes only. Nothing provided in and through the Courses should be construed as legal, medical, financial, tax, or any other professional advice.

    PAYMENTS

    We reserve the right to increase or adjust the prices of our Courses as we see fit at any point.

    Payments for our Courses must be made in full before getting access to course content or, when offered, via a designated payment plan or subscription.

    FIXED PRICE MEMBERSHIPS

    Access to Courses purchased via a one-time fixed price payment continue indefinitely until such time that the Courses are no longer offered, unless otherwise noted with purchase.

    REFUNDS AND CANCELLATIONS

    CareerTime offers a full refund if you contact us within 7 days of your initial purchase. Refund requests must be sent to hello@careertime.com. We allow only one refund per customer. Refunds requested for subsequent purchases will be denied.

    INTELLECTUAL PROPERTY

    This Website/Company and online courses are our proprietary property unless otherwise indicated. We have complete ownership and control of any source code, databases, functionality, software, website designs, audio, video, text, photographs, course content, videos, tutorials, worksheets, workbooks, and graphics on the Site and Online Course and the trademarks, service marks, and logos contained therein (hereafter “Marks”). The Content and Marks are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions.

    As a visitor and user of this Website, and a person who purchased an online Course, you are given a limited license and are not permitted to break the boundaries of that license.

    Our online Courses and all of their contents, videos, worksheets, workbooks, tutorials, email lists, email, and any other content or information pertaining to the Courses in any way is considered an Intellectual Property.

    This Intellectual Property belongs wholly and unequivocally to our Website and CareerTime. We have complete and sole ownership over the Courses and anything related to them.

    No Unauthorized Copying/Reproducing of Course Materials

    As a purchaser of the Courses, you’re given limited license to access and use the courses. You do not have ownership of any Intellectual Property related to the Courses. You are forbidden from making copies, reproductions or any kind of replication of the Courses. You do not have the right to transfer the access to the Courses to another person.

    License to access and use the courses is granted to each paying customer only. Should we discover that you reproduced, copied, sold, licensed out, leased, rented or transferred the Courses to another person or entity, we reserve the right to seek remedies.

    PROHIBITED CONDUCT

    As a condition of your purchase and use of our Courses, you agree and acknowledge not to use the Courses, any Course content or resources available for download from the Courses for any purpose that is prohibited by these Terms of Use and/or is unlawful. You will not use the Courses for any illegal or unauthorized purpose; access and use the Courses to advertise or offer to sell goods and services; engage in unauthorized framing of or linking to the Courses; attempt to impersonate another user; interfere with the Courses or Course platform in a way that affects other people’s quality of use and access to the Courses; attempt to bypass or hack any measures of the Site designed to prevent or restrict access to the Site, the Courses or any portion of the Courses.

    The content belonging to the Company in the Courses is not for resale. In the case you have permission to download something, such a freebie, PDF, eBook, guide, etc., you are not allowed to sell it or transfer it to another person.

    You will not delete or alter any content or other proprietary rights or notices. Company does not grant you any licenses for ownership or proprietary rights.

    MODIFICATIONS AND INTERRUPTIONS TO THE COURSE

    We reserve the right to change, modify, or remove the content of the Courses at any time for any reason at our discretion without needing permission from anyone. As a person who purchased a Course, you will be given an advanced warning and notice of change and/or termination/interruption to the Courses.

    We will not be liable to You or any third-party if we decide to modify, change or remove part or all of the content from Courses, change prices, suspend or discontinue the Courses. We cannot guarantee that the Courses will be available at all times. We may experience downtime, technical or software difficulties, or simply decide to discontinue for whatever reason.

    If you purchased a Course, then you will have access to the Course for the specified length of time. Updates are possible with the Course content. You will receive the updates for the Course for free within your access period.

    You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use our Site.

    GOVERNING LAW

    These Terms of Use and your access and use of our Courses and Course platform are governed by and construed in accordance with the laws of the United States and Connecticut.

    BINDING ARBITRATION

    If a dispute arises between You and Our Company and or Website, and if You and Us are unable to resolve the Dispute through informal negotiations, then the Dispute will be finally and exclusively resolved by binding arbitration. Any arbitration will take place in Connecticut only. You further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

    INTERNATIONAL USERS

    This Course and these Terms of Use are controlled, operated and administered by Our Company and Website located in Connecticut, United States of America (“USA”). If you access the Website and services from a location outside of the USA, then you are responsible to comply with all the local laws. You acknowledge and agree that you may not access and use this Website and its contents and services in any way, manner or country prohibited by applicable laws and regulations.

    NO JOINT VENTURE OR PARTNERSHIP

    No Joint Venture or Partnership/Agency relationship is created between You and Us by your access and use of the Website and the Courses, and by these Terms of Use. You further agree that these Terms of Use will not be construed against us simply because we drafted them. You waive any and all defenses you may have based on the electronic form of these Terms of Use and the fact that they are not signed by the parties.

    ENTIRETY OF THE AGREEMENT

    This Agreement is considered to be the entire agreement between you and Us in regards to our Courses. However, we reserve the right to make any and all changes to this Courses unanimously, without needing to warn others about it first.

    You acknowledge, understand and agree that these Terms of Use, Privacy Policy, and Disclaimer constitute the Entire Agreement between the user and the Company and/or Website.

    CONTACT US

    We welcome you to contact us if you have any questions, concerns or comments regarding the terms in this agreement.

    CareerTime.com

    hello@careertime.com

    203-387-8489

    EFFECTIVE AS OF March 10, 2023.

  • Thank you for choosing to be part of our community at CareerTime. (Hereafter, “Website”, “Site”, “Company”, “we”, “us,” “our”). Protecting your personal information is of utmost importance to us. If you have any questions, comments or concerns after reviewing this Privacy Policy agreement, please contact us at hello@careertime.com.

    When you visit and use (register, take courses, answer surveys, fill out a form, contact us through a form) our Website and services, this means you trust us with your personal information. Therefore, this privacy policy describes how we use the information we collect from you when you use our Website and services and what rights you have in relation to your information.

    If you disagree with any terms in this privacy policy, please discontinue your use of our Sites and services.

    This privacy policy applies to all the information collected through your use of our Website and services and other third-party tools. By using our Website and/or services, or by clicking “Agree” or “Accept” to the Terms of Use when this option is explicitly made available to you, you acknowledge, accept and agree to be bound by the Privacy Policy terms and to abide by them.

    1. WHAT INFORMATION DO WE COLLECT?

    Personal Information You Disclose to Us

    During your visit and use of our Website and services, we collect certain data that you provide to us when you fill out opt-in forms, contact forms, and surveys, when you purchase products and/or services, and when you enter your information for giveaways and/or competitions.

    The personal information that you provide to us can be your name, email address, location, phone number, and occupation. Moreover, if you are purchasing products, then you are also providing us with payment and address information. (However, your payment information is not stored in our system because purchases are processed through payment processors.) Therefore, should you have any questions about payment activities and/or information, contact the specific payment processor directly.

    Outside of the European Union (“EU”)

    If you are outside of the EU and enter your information to receive a freebie, make a purchase, respond to survey, register for a free training, or participate in a webinar, then we will automatically enroll you to receive our newsletter and updates.

    If you do not wish to receive any communications from us with the exception of essential system information, you can opt out by emailing your request to hello@careertime.com.

    In the European Union

    If you are in the EU and opt to receive a freebie or participate in a free training, register for a webinar or live event, or purchase a product, your email address will not be added to the email list to receive our newsletter and updates unless you affirmatively consent to it.

    If you change your mind at any point and do not want to receive electronic communication except for essential system information, simply unsubscribe by emailing your request to hello@careertime.com.

    Visitors’ Rights Under GDPR

    As someone who resides in the European Union, you are entitled to exercise certain rights that you are given under the General Data Protection Regulation (GDPR).

    Any information or data that you chose to provide us will be kept with CareerTime until one of these happens: (1) you ask CareerTime to DELETE the information and/or data; (2) CareerTime decides to STOP USING the existing data processors, or (3) CareerTime decides that the cost of retaining the data outweighs the value in retaining it.

    As a consumer and/or visitor on our Site who is located in the European Union region, you have the right to request access to your data that CareerTime collected and stores on you.

    You are within your rights to demand to know exactly what data and information CareerTime has collected on you. Keep in mind that some parts of this data was provided by you personally, while others were gathered through cookies and pixels.

    You have the right to withdraw consent on data that you previously gave us consent to collect and process. The right to withdraw consent applies to any future processing of that data. However, any data that has been collected and processed previously based on valid consent is lawful and not subject to liability based on any legal grounds.

    You also have the right to request erasure of your data and all your information from CareerTime’s data storage. Once you request that your data be erased from CareerTime’s databases, we have thirty (30) days to comply with your request. If it’s impossible to comply within 30 days, then CareerTime will respond to the Visitor’s request and let them know about the issue and also give them a reasonable time as to when their request for deletion will be honored.

    Aside from rights such as request to access, request to delete and rectify, an EU user also has the right to place restrictions on the data processing itself. This means a user can limit certain things that CareerTime can and cannot do with their data. You can choose to limit transfer of your data to third-party businesses (unless it’s essential for CareerTime’s basic functions).

    You further have the right to file a complaint with a supervisory authority who oversees and handles issues related to the GDPR.

    Lastly, it’s CareerTime’s duty to inform you that we only require information that is reasonably necessary to enter into a contract with you. We do not collect any unnecessary data, and any information we acquire is used for legitimate business purposes such as growing and scaling our business or being able to provide satisfactory customer service to you and other users.

    Brazilian Data Protection Law (LGPD)

    The Brazilian Data Protection Law or the LGPD, which is derived from its Portuguese name. The LGPD is Brazil’s law on online privacy requirements and certain rights and privileges given to data subjects.

    Under the LGPD, “processing” is defined as collection, production, reproduction, transmission, receipt, use, classification, filing, storage, control or evaluation of data, deletion, dissemination, extraction, modification, and communication. The LGPD applies to “personal data” that is defined as any information related to an identified or identifiable natural person. Moreover, sensitive data such as political opinion, racial or ethnic origin, religion, health, sex and more as they relate to a natural person.

    Under the LGDP, the data subjects are given the following rights relating to their personal data:

    • Awareness and confirmation of the existence of data processing;

    • Anonymization or pseudonymization or removal of pieces of data that have been collected or processed without compliance with the LGPD;

    • Access to personal data;

    • Correction of inaccurate data;

    • Right to request deletion;

    • Portability;

    • Right to revocation of consent;

    • Right to request disclosure of any third parties with whom personal data is shared;

    • Access to the customer policy information and consent revocation terms and conditions.

    The data subject has the right to exercise these rights CareerTime anytime free of charge.

    As a business, we can only process personal data if there are any legal basis for processing that data. The LGPD provides approximately ten (10) legal basis for processing data. The ten grounds are:

    1. The data subject gives express consent to process the data.

    2. Data processing is necessary to comply with a legal obligation.

    3. Processing is essential to protect the life or physical safety of the data subject or another third party.

    4. Necessary to execute a contract or contract related procedures that the data subject is a party of at the request of the data subject.

    5. Necessary to process to fulfill the legitimate interests of the controller or of the third-party, except when data subject’s fundamental rights prevail.

    6. Necessary to process in order to protect credit (refers to a credit score).

    7. You need to process to protect the health in relation to activities of health professionals or health entities.

    8. Necessary to process to carry out studies by research entities that ensure, when possible, the anonymization of personal data.

    9. Necessary to process to exercise rights in judicial, arbitration and administrative procedures.

    10. Necessary to process to execute public policies provided in laws or regulations, or those that are based on contracts, policies, agreements or similar binding instruments.

    CareerTime mostly uses legal basis #1 and #5 above, which are that the data subject gives express consent to process the data, and that processing is necessary to to fulfill the legitimate interests of the controller or of the third-party, except when data subject’s fundamental rights prevail to process personal and sensitive data collected from you.

    Information Collected Through Third-Party Sources

    During the time you visit and use our Site, certain limited data are collected from public databases, marketing partners, social media platforms, and analytics sources.

    The types of data collected about you from other sources are your location, your computer system, which pages you have visited on our Site, how long you spend on each page, your IP address, your country, and possibly even your social media profiles and referrals.

    2. CHILDREN’S PRIVACY AND DATA

    This Website is not intended for children under the age of 13. We and this Website do not knowingly and intentionally collect any personally identifiable information from children under the age of 13. If you are under 13 years of age, please do not use or provide any information on this Website. Do not use any third parties that might have links present on this Website. Do not provide your name, address, phone number or any payment information.

    If a parent or guardian believes that this Website unknowingly collected personally identifiable information from a child under the age of 13 in its database, please contact us at once at hello@careertime.com, and we will do our best to immediately remove any and all such information from our database.

    3. HOW DO WE USE THE INFORMATION WE COLLECT FROM YOU?

    Information Collected from You

    We use the information we collect from you to send you targeted marketing and promotional communications. If at any time you indicated an interest in a particular field related to our Site, then we and/or our third-party marketing partners may use this relevant information to send you additional communication regarding similar products/services.

    If you do not want to receive any marketing and/or promotional communication, you can opt out at any time by UNSUBSCRIBING from either a particular list or topic or from all the emails coming from us except for essential system information by emailing your request to hello@careertime.com.

    Information Collected from Third-Party Apps and Tools

    Any information collected from third-party tools is used for statistical and analytical purposes and for evaluating and making improvements to our Site. This automatically collected information will not include personal information data.

    4. WILL WE SHARE YOUR INFORMATION WITH ANYONE?

    We respect your privacy and the value of your information. We do not share, disclose, sell, lease or rent your information to anyone or any third party without your express consent.

    Only under limited circumstances will necessary information be shared with third parties. Here are the situations in which we will share your information:

    • You gave us express consent to do so;

    • You entered into a contract for recrurring payments—for this reason, your information will be processed on an as-needed basis to uphold the agreement.

    • Performance of a contract—if you are obligated to pay or perform an action, and you fail, we reserve the right to share necessary information with a third-party company, such as a collection agency or an attorney; and

    • Mandated by law—if legal proceedings are initiated, and there is a subpoena (unlikely, but better to be prepapred than surprised).

    5. WE MAY USE COOKIES AND OTHER TRACKING TECHNOLOGIES

    We may use cookies and other tracking technologies, such as pixels, to collect data on advertisements, website use and information retention.

    6. EMAIL COMMUNICATIONS & POLICIES

    If you decide to contact us through email, we reserve the right to retain the content of your email messages, your email address, and our responses.

    Your privacy is important to us. Therefore, your email address will never be shared, sold, or leased to any third-party members.

    In compliance with the CAN-SPAM Act, any and all communications sent from our Company or Website will clearly state who the email is from, who the email is for, and how to contact the sender.

    Furthermore, should you wish to not receive any more emails except for essential system information, you can opt out by emailing your request to hello@careertime.com.

    Contact Us

    If you have any questions, concerns, or comments regarding our Privacy Policy, please feel free to reach out to us at hello@careertime.com.

    Effective as of March 10, 2023

  • CareerTime offers a full refund if you contact us within 7 days of your initial purchase. Refund requests must be sent to hello@careertime.com. We allow only one refund per customer. Refunds requested for subsequent purchases will be denied.